Terms and Conditions

1. Scope of application

These Terms and Conditions apply to the use of the website fixedratebonds.eu (hereinafter referred to as the “Website”). By accessing and using this Website, you agree to these Terms.

2. Operator of the website

PMG – Partner Market Research Company
PRM Partner Research Marketing-Forschung GmbH & Co. KG
Rheinstr. 10
55218 Ingelheim am Rhein
Germany

3. Nature of the service

Fixedratebonds.eu is an independent marketing and information platform. The Website is not a bank, not a financial institution and not an investment advisor.

No investment advice is provided and no financial products are sold through this Website. The sole purpose of the Website is to provide general information and to collect contact requests (“leads”) from interested users.

These contact requests may be forwarded to selected, regulated and licensed financial service providers who may contact you directly.

4. No investment advice

The information provided on this Website does not constitute investment advice, financial advice, legal advice or tax advice. All content is provided for general information purposes only.

Any investment decision should be made solely on the basis of professional advice from a licensed financial service provider.

5. Accuracy of information

While we strive to ensure that the information on this Website is accurate and up to date, we do not guarantee the accuracy, completeness or timeliness of any content.

Indicative interest rates, examples or calculations shown on the Website are non-binding and may change at any time.

6. Contact forms and user input

When submitting contact forms on this Website, you are responsible for ensuring that the information you provide is accurate and truthful.

By submitting your data, you consent to being contacted by a selected financial service provider for the purpose of responding to your inquiry.

7. Forwarding of inquiries (lead generation)

Your contact details may be forwarded to one or more regulated financial service providers in Germany, Austria or other EU countries.

Fixedratebonds.eu does not control the content, quality or legality of the consultation provided by such third parties and assumes no liability for their actions.

8. Liability

To the extent permitted by law, we exclude liability for damages arising from the use of this Website or reliance on its content.

This applies in particular to financial losses, lost profits or investment decisions made on the basis of information obtained from this Website.

9. External links

This Website may contain links to external third-party websites. We have no influence over the content of these websites and accept no responsibility for them.

10. Intellectual property

All content on this Website, including text, layout, graphics and logos, is protected by copyright and other intellectual property laws.

Any reproduction, distribution or use beyond what is legally permitted requires prior written consent.

11. Availability of the website

We do not guarantee uninterrupted availability of the Website. Maintenance, technical issues or external factors may result in temporary downtime.

12. Changes to these terms

We reserve the right to amend these Terms and Conditions at any time. The version published on the Website at the time of use shall apply.

13. Applicable law and jurisdiction

These Terms and Conditions are governed by the laws of the Federal Republic of Germany.

To the extent legally permissible, the place of jurisdiction shall be the registered office of the website operator.